1.DebtConsolidationLoan
- Website: https://debtconsolidationloansterriblecredit.com/
- Info: Offers fixed-rate personal loans for debt consolidation with no fees. Known for competitive interest rates and member benefits.
2. Marcus by Goldman Sachs
- Website: https://www.marcus.com
- Info: No-fee personal loans with fixed rates and customizable payment options. No prepayment penalties.
3. Upstart
- Website: https://www.upstart.com
- Info: AI-based lender that considers education and job history, making it a good option for those with limited credit history.
4. LendingClub
- Website: https://www.lendingclub.com
- Info: Peer-to-peer lending platform that offers debt consolidation loans to borrowers with fair to good credit.
5. Avant
- Website: https://www.avant.com
- Info: Specializes in personal loans for borrowers with lower credit scores (typically 580+). Fast funding available.
6. Discover Personal Loans
- Website: https://www.discover.com/personal-loans/
- Info: Offers debt consolidation loans with no origination fees or prepayment penalties. Strong customer service reputation.
7. Best Egg
- Website: https://www.bestegg.com
- Info: Offers quick funding (as fast as one business day) and competitive rates for borrowers with good to excellent credit.
8. LightStream (by Truist)
- Website: https://www.lightstream.com
- Info: Offers low-interest debt consolidation loans with no fees for borrowers with strong credit histories.
9. FreedomPlus
- Website: https://www.freedomplus.com
- Info: Personal loans with a fast approval process, offering options to pay off creditors directly, which can improve credit scores.
10. OneMain Financial
- Website: https://www.onemainfinancial.com
- Info: Caters to borrowers with poor to fair credit. Offers in-branch services and secured loan options.